Is paying extra for service/guarantee considered to be insurance
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Question
I bought a pair of glasses. I was given the option of paying an extra 20 pounds (only once at the time of purchase) for a two year service guarantee. If the glasses get bent up, they would fix them for free, or if they break, they'd replace them for free. I didn't pay the 20 pounds because i wasn't sure if it was insurance. Well, now, my glasses are bent up (only two weeks after purchasing them). Glasses are the type of thing that get bent often. if car breakdown service is not considered insurance, wouldn't paying extra for a guarantee not be insurance? is it haram or halal for me to pay extra for a service/guarantee deal? would the answer be the same for appliances like refrigerators?This answer was published by SunniPath and is preserved as written. Rulings can depend on circumstances; for your own situation, consult a qualified scholar.
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